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Frequently Asked Questions

Answers to the questions we hear most often from individual investors and gig economy workers using Penygroes to make sense of their financial data.

What exactly does Penygroes do?

Penygroes analyses the financial and income data you provide and turns it into plain-language summaries, trends, and observations. We are a data analysis tool, not a brokerage, bank, or financial advisor, and we do not place trades or hold funds on your behalf.

Do I need a minimum deposit or account balance to use Penygroes?

No. Penygroes is built around the idea that useful analysis shouldn't be gated behind a minimum balance. You can start analysing your data regardless of the amounts involved.

Who is Penygroes designed for?

Penygroes is aimed at two groups in particular: individual investors who want clearer visibility into their portfolio activity, and gig economy workers who need to track variable income across multiple platforms and sources.

What kind of data can I connect or upload?

You can bring in the data you already have — statements, exports, or manually entered figures covering investment activity or income records. The platform is designed to work with the formats individual users typically have on hand, rather than requiring specialised institutional feeds.

Is Penygroes giving me financial advice?

No. The output you see is descriptive analysis based on the data provided — patterns, summaries, and historical context. It is not personalised financial, investment, tax, or legal advice, and shouldn't be treated as a recommendation to buy, sell, or hold anything.

How does the AI analysis actually work?

The system processes the inputs you supply and applies automated models to identify trends, irregularities, and summaries within that data. Because it depends on the quality and completeness of what you provide, results should be reviewed critically rather than taken as a final word.

Is my data kept private?

We take data handling seriously and outline how information is collected, used, and retained in our Privacy Policy. We recommend reading that page in full for specifics before connecting any sensitive data.

Can I use Penygroes if I'm not an experienced investor?

Yes. The tool is built to present information in plain language rather than dense financial jargon, which makes it accessible whether you're new to tracking your finances or you've been doing it for years.

Does Penygroes work for tracking multiple gig platforms at once?

Yes, consolidating income data from several sources into a single view is one of the core use cases. This is intended to make it easier to see overall patterns rather than checking each platform separately.

What does it cost to use Penygroes?

Pricing details are outlined when you sign up or start a session. We don't publish rates on this page to avoid confusion if terms are updated, so please check within the product or contact us directly.

Can I cancel or stop using the service at any time?

Yes. There's no requirement to keep using Penygroes beyond what suits you, and you can stop providing data or close your usage whenever you choose. Refer to our Terms of Service for the specifics that apply to your account.

Who can I contact if I have a question that isn't answered here?

Visit our Contact page to reach out directly. We're happy to help clarify anything about how Penygroes works before or after you start using it.

Still have questions?

Get in touch and we'll walk you through how Penygroes fits your situation, or jump straight in and start analysing your own data.